About Us

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Royal American Management, Inc., (RAM) is a Licensed Real Estate Brokerage Corporation based in Panama City, Florida. RAM’s licensed broker is C. Scott Clemo, CPM®. The Company’s exclusive charter is to provide the highest level of professional property management services to its clients, and it has done so since its inception in 1979.

Royal American Management, Inc. has extensive experience in marketing, managing, and maintaining apartment communities, and it possesses the prestigious Accredited Management Organization, AMO® , designation as awarded by the Institute of Real Estate Management of the National Association of Realtors. This designation is awarded to those companies that have met stringent IREM AMO® accreditation standards in the areas of organization experience, management expertise, stability, operations, finance, and insurance and bonding. Additionally, the AMO®, designation requires adherence to a strict Code of Ethics. RAM was awarded the coveted AMO® of the Year Award for 2006, 2007, and 2009 for IREM North Florida Chapter #35.

Over the years, the Company has mastered the ability to balance the goals of ownership with the expectations of the residents. Royal American Management has the experience, the expertise, and the ability to provide the highest level of professional property management services to its clients. As Property Managers, our objective is to enhance our clients’ investment values.

Our ability to effectively manage all manner of properties in various markets and locations is enhanced our corporate travel budget, by the ownership of our own aircraft, and by our corporate office and four satellite corporate offices strategically located through out the Southeastern United States. We can move quickly to meet unique portfolio needs in a cost effective manner. The breadth of our organizational structure and the depth and diversity of our highly professional corporate staff enables RAM to successfully assume the management of hundreds of additional units at any given time. We have frequently done so in the past with no more than twenty-four hours notice. The Company is purposely structured for responsiveness, growth, and diversification. We are enthusiastic, we have a positive “can-do attitude,” and we have the will to excel.

We invite you to browse our website and contact us with any questions you have concerning our management services.



Corporate Office
1002 West 23rd Street, Suite 400, Panama City, FL 32405
850-769-8981

Under the direction of RAM President Kerri Toth, the Panama City Corporate Office supports and manages the entire RAM portfolio.

Kerri Toth, CPM ®
President

Scott Clemo
Executive CPM ®, Corporate Broker, Vice President Commercial Division

Robert Henry
Vice President Affordable Housing Division

Denise Ost
Vice President Conventional Division

Kimberly Hackett
Regional Vice President Conventional Division Orlando Region

Wendi LeMense
Vice President Compliance/Resident Relations

Renee Johns
Vice President Maintenance

Harry Smith
Vice President Contracting

Donna Brill
Director of Resident Accounting

Dawn Bellows
HUD Regulatory /Fair Housing Specialist

Wendy Corbitt
Vice President of Human Resources

Ed Livingston
Vice President Accounting

Ed LoTurco
Vice President Information Technology Services

Holly Pituch
Director of Marketing

North Carolina Regional Office
960 Cooperfield Blvd. NE, Concord, NC 28025
704-721-0290

Under the direction of Conventional Division Vice President Denise Ost, the North Carolina Regional Office supports and manages the Royal American Conventional Division communities located in North and South Carolina



Orlando Regional Office
600 E. Colonial Drive, Suite 320, Orlando, FL 32803
407-540-1477

Under the direction of Regional Vice President Kimberly Hackett, the Orlando Regional Office supports and manages the Royal American Conventional Division communities located in Georgia and Central and South Florida.



Bainbridge Regional Office
1105 Lake Drive, Bainbridge, GA 39817
229-246-2431

The Bainbridge Regional Office is under the direction of Affordable Housing Division Vice President Robert Henry. It allows for an Affordable Housing Division Regional Manager to more effectively manage and travel to RAM-managed Affordable Housing Communities in Georgia, and Central and South Florida.



Miami Regional Office
15350 SW 284th Street, Homestead, FL 33033
305-246-9222

Under the direction of Conventional Division Regional Vice President Kimberly Hackett and Affordable Housing Vice President Robert Henry, the Miami Regional Office supports and manages the Conventional and Affordable Housing communities located in the Miami and surrounding area.