About Us

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Royal American Management, Inc., (RAM) is a Licensed Real Estate Brokerage Corporation based in Panama City, Florida.(C.Scott Clemo licensed broker) The Company's exclusive charter is to provide professional property management services to its clients, and it has done so since its inception in 1971.

Royal American Management, Inc., has extensive experience in marketing, managing, and maintaining apartment communities, and it possesses the prestigious Accredited Management Organization designation as awarded by the Institute of Real Estate Management of the National Association of Realtors. This designation is awarded to those companies that have met stringent IREM AMO Accreditation standards in the areas of organization experience, management expertise, stability, operations, finance, and insurance and bonding. Additionally, the AMO designation requires adherence to a strict Code of Ethics.

Over the years, the Company has mastered the ability to balance the goals of ownership with the expectations of the residents. Royal American Management has the experience, the expertise, and the capability to provide professional property management services to its clients. As Property Managers, our objective is to complement our clients' investment values.

Our ability to effectively manage all manner of properties in various markets and locations is enhanced by the ownership of our own aircraft for corporate travel. Through use of the aircraft, we can move quickly to meet unique portfolio needs in a cost effective way. The breadth of our organizational structure and the depth and diversity of our entire corporate staff enables RAM to successfully assume the management of hundreds of additional units at any given time. We have frequently done so in the past with no more than 24 hours notice. The Company is purposely structured for responsiveness, growth, and diversification. We are enthusiastic, we have a positive “can-do attitude,” and we have the will to excel.

We invite you to browse our site and contact us with any questions you have concerning our management services.





Corporate Office
1002 West 23rd Street, Suite 400, Panama City, FL 32405
850-769-8981

Under the direction of RAM President Kerri Toth, the Panama City Corporate Office supports and manages the entire RAM portfolio.

Kerri Toth
President

Scott Clemo
VP Commercial Division & Corporate Broker

Robert Henry
Affordable Housing VP

Denise Ost
Vice President Conventional Division

Kimberly Hackett
Regional V.P. Conventional Division Orlando Region

Wendi LeMense
VP Compliance/Tax Credit/Resident Relations

Renee Johns
Vice President Maintenance

Holly Pituch
Director of Marketing

Donna Brill
Director of Resident Accounting

Dawn Bellows
HUD Specialist , Fair Housing Trainer, 504 Coordinator / MIS

Ed Livingston
V. P. / Controller Accounting & Technology Services

Ed LoTurco
Assistant V P Information Technology Services

Wendy Corbitt
Assistant Vice President of Human Resources

Harry Smith
Contracting Vice President

North Carolina Regional Office
960 Cooperfield Blvd. NE, Concord, NC 28025
704-721-0290

Under the direction of Conventional Division Vice President Denise Ost, the North Carolina Regional Office supports and manages the Royal American Conventional Division communities located in North and South Carolina



Orlando Regional Office
600 E. Colonial Drive, Suite 200, Orlando, FL 32803
407-540-1477

Under the direction of Regional Vice President Kimberly Smith, the Orlando Regional Office supports and manages the Royal American Conventional Division communities located in Georgia and Central and South Florida.



Bainbridge Regional Office
1105 Lake Drive, Bainbridge, GA 39817
229-246-2431

The Bainbridge Regional Office allows for an Affordable Housing Division Regional Manager to more effectively manage and travel to RAM-managed Affordable Housing Communities in Georgia, and Central and South Florida.